East Tennessee · Mon–Fri

Coverage that looks after your people — without landing on your desk.

We’re a Knoxville benefits team. We help employers put solid options in place for the folks who show up every day — and the households counting on them — then we carry the follow-through so you can keep running the shop.

Find what fits your shop Or contact us — we’ll call

Call anytime Mon–Fri — we’re always here · Free to talk · Free to quote · Licensed in Tennessee and surrounding states

Real presence Mon–Fri Brokers who stay with you Same-business-day when we can

Who you’re talking to

Not a call center. Brokers who take the work seriously — and treat your people like they matter.

Broker

Drew Crook

I’ve sat on the owner side of the desk — payroll Friday, decisions that ripple into people’s homes. On my half of the book I quote carefully, explain options the way you’d tell your crew, and I’m still here at renewal when the numbers get real.

Broker

Josh Jones

On my half of the book I quote, sit with you and your people — in person or on Zoom — and I won’t lock you to one carrier just because it’s easy for me. If it doesn’t fit your shop, we keep looking.

Tiffany and Molly help Mon–Fri — booking, paperwork, and keeping things moving — so the brokers can stay on your quote. Call anytime during the week; we’re here.

Learn a little

Short pages if you want them. Or skip straight to finding your fit.

Most familiar

Company plan

One plan for the team. You and your people share the monthly bill.

Level-funded

Feels like a company plan month to month — with a chance of money back if claims stay low.

You set a dollar amount

People pick their own plan. You decide the monthly contribution.

Find what fits your shop

Contact us

Leave a few details. Someone from the team will call you back — same business day when we can.

Two ways in. Both free. Both lead to a real conversation.

Free call Talk it through first

Census quote Email a spreadsheet — we build numbers

Want a quote from a census instead?

Download the blank spreadsheet, fill it offline (includes EIN / Tax ID and tobacco Y/N; no Social Security numbers), then email us the filled file with subject [3to99 census]. Nothing uploads on this site.

Download blank census Email us · [3to99 census]

Call: (865) 371-3320 · Email us · Knoxville, TN · 3to99, LLC · Licensed insurance producers in Tennessee and surrounding states.
This page is a request to talk or quote — not an offer of insurance or a policy.