East Tennessee

Coverage for your people — without it landing on your desk.

Knoxville brokers for shops that take care of their crews. Call us — or take four questions for a starting point. The office runs the follow-through so coverage doesn’t land back on your desk.

East Tennessee shops · about 3 to 99

Blank census worksheet header showing EIN, ages, tobacco Y/N, and no SSN fields
Blank census · ages · tobacco · no SSN

Shops we work with

“We have been able to offer our staff healthcare that otherwise wouldn’t have been possible.”

Claudia Caballero, President & CEO · Centro Hispano de East Tennessee
  • The InSite Group
  • Volunteer Mechanical
  • The Catering Kitchen
  • Wind River Landscape

Why shops call

What you actually get

  • Office help Mon–Fri

    Quotes, renewals, and the employee-card questions. That work lands here.

  • Not a call center

    Same brokers stay on the file through renewal.

  • Options you can say out loud

    Company plan, year-end look, or a monthly allowance. Side by side.

How it starts

Your first ten days with us

  1. Talk or census

    Call, or send the blank sheet. We need headcount and renewal month.

  2. Numbers

    You get monthly cost for the shop and for a person, in words you can repeat.

  3. Enrollment

    We sit with the crew once. After that the office owns the paperwork.

Who you’re talking to

Brokers who’ve sat on the owner side

Drew Crook

Drew Crook

Benefits broker

Drew quotes carefully and will sit at the shop or on Zoom until you can explain the plan to the crew.

Josh Jones

Josh Jones

Benefits broker

Josh has been on the owner side of payroll Friday. He stays when a renewal gets ugly.

The office

Tiffany and Molly keep the office moving Mon–Fri 8–5 — booking callbacks and running the file so Drew and Josh can stay in the meeting.

Because people matter

What we won’t do

  • We won’t ask you to upload a census on this website.
  • We won’t click a shared-drive link to pick up your file.
  • We won’t push coverage you don’t need.
  • We won’t disappear after the cards are out.

Contact

Contact us

Call or Email us to start — web callbacks open when this page goes live.

We call back the same business day.

Census worksheet thumbnail

Want a quote from a census instead?

Fill the blank .xlsx offline, then Email us the attachment with subject [3to99 census]. Attachment only — no links or uploads. Privacy.

Call: (865) 371-3320 · Email us · Knoxville, TN · 3to99, LLC · Licensed insurance producers in Tennessee.
This page is a request to talk or quote — not an offer of insurance or a policy.