East Tennessee

Coverage for your people — without it landing on your desk.

We’re a Knoxville benefits team for shops that take care of their crews. Four questions get you a starting point. Then the office runs the follow-through.

Take the quick fit test Call (865) 371-3320
Blank census worksheet header showing EIN, ages, tobacco Y/N, and no SSN fields
“We have been able to offer our staff healthcare that otherwise wouldn’t have been possible.” Claudia Caballero, President & CEO · Centro Hispano de East Tennessee
  • The InSite Group
  • Volunteer Mechanical
  • The Catering Kitchen
  • Wind River Landscape

Why shops call

What you actually get

  • Office help Mon–Fri

    Quotes, renewals, and the employee-card questions. That work lands here.

  • Not a call center

    Same brokers stay on the file through renewal.

  • Options you can say out loud

    Company plan, year-end look, or a monthly allowance. Side by side.

3 99

Built for East Tennessee shops of about 3 to 99.

How it starts

Your first ten days with us

  1. Talk or census

    Call, or send the blank sheet. We need headcount and renewal month.

  2. Numbers

    You get monthly cost for the shop and for a person, in words you can repeat.

  3. Enrollment

    We sit with the crew once. After that the office owns the paperwork.

Who you’re talking to

Brokers who’ve sat on the owner side

Drew Crook

Drew Crook

Benefits broker

Drew quotes carefully and will sit at the shop or on Zoom until you can explain the plan to the crew.

Josh Jones

Josh Jones

Benefits broker

Josh has been on the owner side of payroll Friday. He stays when a renewal gets ugly.

The office

Tiffany books the callback and runs the file Mon–Fri so the brokers can stay in the meeting.

Contact

Contact us

Private draft — web callbacks are paused. Call or Email us for now.

Used only to follow up on this request. Privacy.

Call (865) 371-3320 Email us

We call back the same business day.

Census worksheet thumbnail

Want a quote from a census instead?

Fill the blank .xlsx offline, then Email us the attachment with subject [3to99 census]. Attachment only — not a HIPAA-certified upload; outbound replies go through Paubox. By sending, you confirm employer authority to share for quoting. Privacy.

Download blank census Email us · [3to99 census]

Call: (865) 371-3320 · Email us · Knoxville, TN · 3to99, LLC · Licensed insurance producers in Tennessee.
This page is a request to talk or quote — not an offer of insurance or a policy.